​​Build and secure your life goals​​

AIA Smart Flexi Growth

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AIA Smart Flexi Growth

Set aside a fixed amount regularly and enjoy flexible coverage options with a smart savings plan that builds towards the future you have in mind.

Currency:

S$

Period:

Term

Issue age:

0 – 70 Years Old

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Benefits for you

Health-Insurance - benefits for you - continual-protection

Capital guaranteed

Your total premiums paid will be secured, with 100% of your capital guaranteed upon policy maturity.

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Potential bonuses for wealth growth

Potentially enjoy a non-guaranteed reversionary bonus and terminal bonus upon policy maturity.

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Flexible policy terms

​​Pay premiums for only 5 years and enjoy 15 – 30 years of coverage.​

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Assurance while you save

Secure your family's financial future in the event of the unexpected with our death benefit.

PRE-featured perks - guaranteed-issuance

Guaranteed acceptance

Start your savings journey with no health check-up required.

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More ways to keep you protected

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By providing your personal data and submitting this form, you consent to the collection, use, disclosure, processing and retention of your personal data by AIA Persons[1], for purposes of addressing your enquiry ("Purpose"), in accordance with the AIA Personal Data Policy (Brunei)[2]. You also consent to being contacted by AIA Persons via your provided contact details[3] for such Purpose.
 
[1] "AIA Persons" refers to the Brunei Branch of AIA Singapore Private Limited and its associated individuals/organizations collect, use, disclose and retain your personal data.
 
 
[3] If you have provided your mobile number, we will contact you via voice call and/or text message (e.g. SMS/MMS). If you have provided your email address, we will contact you via email.
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Terms & conditions

  • The guaranteed yearly coupon for premium payment term of 5-year and 10-year is 15% and 30% of the insured amount from the end of the 2nd year and 4th year respectively.
  • Capital guarantee consists of the guaranteed yearly coupon received and the guaranteed maturity amount payable on the basic plan on the condition that premiums are fully paid.
  • The death benefit will be the higher of 101% of the total premiums paid (less coupons paid out) or guaranteed cash value, plus any bonuses or coupons which you have not surrendered, less any amounts owing to us. Your policy will terminate thereafter.

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No: RFC20004468). All insurance applications are subject to AIA's underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under this plan may not be paid out, are specified in the policy contracts. You are advised to read the policy contracts.
 
Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
 
This information is correct as at Jan 2023.